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Personal Umbrella

Alfa Alliance’s Personal Umbrella Insurance provides extra liability coverage above and beyond your Personal Auto, Homeowners, Watercraft or other personal insurance policies. An Alfa Alliance Umbrella policy can protect you against excess liability judgments for losses regarding your home, automobiles, rental dwellings, watercrafts, injuries or even deaths that are caused by negligent acts.

Unfortunately, in today’s litigious society, even a minor accident can snowball into a huge legal battle for you and your family. Your Personal Auto, Homeowners or Watercraft policy would provide for protection against a minor accident on your part, but could fail to protect against anything more substantial.

How an Alfa Alliance Personal Umbrella policy can protect you

bullet Provides a larger limit
bullet Coverages for slander, libel, false arrests and imprisonments, violation of another’s privacy, wrongful evictions (not usually available on your basic policies)
bullet Liability coverage for rental units you may own
bullet Worldwide personal liability coverage of automobiles and watercraft
bullet Pays damages resulting from judgments in which you are found legally liable
bullet Provides the cost of legal defenses

With an Alfa Alliance Personal Umbrella policy, you are covered if the existing limits on your primary policies have been used to their entirety; this is when our “Umbrella” covers and protects you and your family.

The Importance of Trust
And, as always, for any questions you may have regarding your policy, please speak with one our qualified and trusted Alfa Alliance agents. Our agents are known for their friendly reputation and prompt service. Rest assured knowing that your family and your possessions are safe in their care.

Help Me Find an Agent!

The Alfa Alliance Insurance Personal Umbrella policy coverage descriptions listed above are in the most basic terms and are subject to your actual policy conditions. For any questions, please refer to your policy, contract or Alfa Alliance agent for the exact wording, conditions and exclusions.


Click on the state below for a listing of products offered by state.

 

 

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