Personal Automobile

Bodily and Property Liability – Covers your legal liability for injury or death damage to others’ property in the event of an automobile-related accident.

You may also choose extra forms of coverage for your family with the following options:

	Medical Payments – Covers any medical expenses that you and your passengers sustain as the result of an auto accident.
	Uninsured/Underinsured Motorist – Provides for your damages resulting from an accident with an uninsured/underinsured or hit-and-run motorist.
	Comprehensive – Protects you against a broken windshield, damage caused by an animal, theft of your vehicle, fire, lightning, flood, falling objects, hail, vandalism and other forms of physical damage (except collision, see below).
	Collision – Covers damages to your automobile when you collide with another vehicle or object as the result of an accident, regardless of fault.

Other Alfa Alliance Insurance coverage available includes:

	Personal Effects Coverage – Subject to specified limits, we provide coverage for your personal luggage (and its contents), clothing, and other personal effects inside an insured vehicle.
	Transportation Expenses – If your insured automobile has a loss covered by your policy, we will reimburse you for your rental auto.
	Towing and Labor Costs for Your Disabled Automobile – We will pay for the towing and labor of an owned or non-owned automobile.
	Audiovisual and Electronic Data Equipment – Coverage is provided for damages resulting from a covered loss to your audiovisual and electronic data equipment (DVD players, CD players etc.). Please see your policy or local Alfa Alliance agent for more details concerning these items.
	Air Bag Replacement Coverage – If your air bags deploy without involvement in an accident, we will pay for the replacement.

Please ask your agent about these potential discounts available to Alfa Alliance customers:

	Good student drivers
	Driver training credit
	Two or more cars
	Passive restraint systems (airbags)
	Anti-theft devices
	Higher deductibles on your Collision and Comprehensive coverage
	Auto + Homeowners discount. Receive credits on both your automobile and homeowners polices when we insure both (please see information on our Homeowners Policy)

The Importance of Trust
And, as always, for any questions you may have regarding your policy, please speak with one our qualified and trusted Alfa Alliance agents. Our agents are known for their friendly reputation and prompt service. Rest assured knowing that your family and your possessions are safe in their care.

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The Alfa Alliance Insurance Personal Automobile coverage descriptions listed above are in the most basic terms and are subject to your actual policy conditions. For any questions, please refer to your policy, contract or Alfa Alliance agent for the exact wording, conditions and exclusions.