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Commercial Umbrella

Alfa Alliance’s Commercial Umbrella coverage provides extra liability coverage above and beyond your Commercial Package policy. An Alfa Alliance Commercial Umbrella policy can protect your business against judgments for losses regarding your business’ general liability, commercial auto and employers’ liability.

Unfortunately, in today’s litigious society, even a minor accident can snowball into a huge legal battle for you and your company. Your other Commercial policies would provide for protection against a minor accident on your part, but could fail to protect against anything more substantial.

How an Alfa Alliance Commercial Umbrella policy can protect you

bullet Provides a larger limit
bullet Coverages for slander, libel, false arrests and imprisonments, violation of another’s privacy, wrongful evictions (not usually available on your basic policies)
bullet Liability coverage for rental units you may own
bullet Worldwide Commercial liability coverage of automobiles
bullet Pays damages resulting from judgments in which you are found legally liable
bullet Provides the cost of legal defenses

With a Commercial Umbrella policy, your business is covered if the existing limits on your primary Commercial Package policies are exhausted and used to their entirety; that’s when our “Umbrella” covers and protects your valuable business and its assets.

The Importance of Trust
And, as always, for any questions you may have regarding your policy, please speak with one of our qualified and trusted Alfa Alliance agents. Our agents are known for their friendly reputation and fair service. Rest assured knowing that your business is protected by our business.

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The Alfa Alliance Insurance Commercial Umbrella coverage descriptions listed above are in the most basic terms and are subject to your actual policy conditions. For any questions, please refer to your actual policy, contract or Alfa Alliance agent for the exact wording, conditions and exclusions.


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